The Process
Initial Consultation
Schedule a consultation with an Ameritrust-Mortgage loan officer to discuss your financial situation, homeownership goals, and mortgage options.
Documentation Gathering
Gather necessary financial documents, including proof of income, employment verification, bank statements, and tax returns, to support your mortgage application.
Credit Check
Ameritrust-Mortgage will conduct a credit check to assess your creditworthiness and determine your eligibility for a mortgage loan.
Pre-Approval Application
Complete a mortgage pre-approval application with Ameritrust-Mortgage, providing accurate and thorough information about your financial history and assets.
Verification Process
Ameritrust-Mortgage will verify the information provided in your application, including income, employment, and credit history, to ensure accuracy and compliance with lending requirements.
Pre-Approval Decision
Upon completion of the verification process, Ameritrust-Mortgage will issue a pre-approval letter indicating the maximum loan amount you qualify for based on your financial profile.
Consultation and Guidance
Meet with your Ameritrust-Mortgage loan officer to review the pre-approval letter, discuss loan options, and address any questions or concerns you may have about the mortgage process.
Home Search
Armed with your pre-approval letter, begin your home search with confidence, knowing your budget and the maximum loan amount you're qualified for with Ameritrust-Mortgage.
Final Loan Approval
Once you've found the perfect home and submitted an offer, Ameritrust-Mortgage will finalize the loan approval process, including appraisal and underwriting, to secure financing for your purchase.
Streamlined Process
Ameritrust Mortgage offers a streamlined pre-approval process, allowing you to quickly assess your eligibility for a mortgage loan and determine your purchasing power
Expert Guidance
Our team of experienced loan officers at Ameritrust Mortgage provides personalized guidance and support throughout the pre-approval process, ensuring you understand your options and make informed decisions.
Confidence in Your Home Search
With pre-approval from Ameritrust Mortgage, you can confidently shop for your dream home, knowing exactly how much you can afford and demonstrating to sellers that you are a serious and qualified buyer.
Have Questions?
Below you can find the answers to frequently asked questions.
Anything Unclear or Need Some Help? Relax, We Are Here for You 24/7
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Customer Service
Please provide your query, and we will assist you as quickly as we can.
NMLS# 217229
888-499-9060
17341 Irvine Blvd., Suite 285Tustin, California. 92780
info@ameritrust-mortgage.com
Business Hours Monday - Friday 8:00 AM to 5:00 PM PST
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Address: 17341 Irvine Blvd., Suite 285, Tustin, CA 92780
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