Unlock Your Home’s Equity with Cash-Out Refinancing.

Mortgage refinancing involves replacing your existing mortgage with a new one, often to obtain better loan terms or access equity in your home. At Ameritrust Mortgage, our refinancing process allows you to secure a new loan with favorable terms, tailored to your financial needs.

Refinancing your mortgage with Ameritrust Mortgage can offer numerous benefits, including lower monthly payments, reduced interest rates, cash-out options for accessing equity, and potential savings over the life of the loan.

To qualify for mortgage refinancing with Ameritrust Mortgage, factors such as your credit score, income, debt-to-income ratio, home equity, and loan-to-value ratio are considered. Our experienced mortgage professionals will assess your eligibility and guide you through the process.

While mortgage refinancing may involve certain fees such as appraisal fees, origination fees, and closing costs, Ameritrust Mortgage strives to provide transparent fee structures and competitive rates to ensure a smooth refinancing experience for our clients.

The timeline for mortgage refinancing with Ameritrust Mortgage can vary depending on factors such as the complexity of your loan, documentation requirements, and lender processing times. However, our dedicated team works efficiently to expedite the process and minimize delays.

Mortgage refinancing may have a temporary impact on your credit score, primarily due to credit inquiries and changes in credit utilization. However, as you make timely payments on your new loan, your credit score can improve over time.

While having a low credit score may present challenges, Ameritrust Mortgage offers refinancing options tailored to individuals with varying credit profiles. Our mortgage specialists will work with you to explore potential solutions and help you improve your financial situation.

If you have additional questions or require personalized assistance with mortgage refinancing, don't hesitate to contact Ameritrust Mortgage. Our team of experts is dedicated to providing comprehensive support and guidance throughout the refinancing process.