Our 1099 loans, provide flexible financing solutions tailored to your needs.

• Upto 50% DTI Ratio
• Interest Only Available
• Uses 1 or 2 years of 1099 forms to qualify borrowers.

Uses P&L statements to assess income and business viability.

• $3 Million Max Loan Amount
• Primary, 2nd home and Investment
• Purchase, Rate and Term or Cash out

A specialized loan program for foreign nationals, providing tailored financing solutions.

• $ 2M Max Loan Amount
• First Time investors are allowed
• Available for those with different types of visas (e.g., E2, H1B, L1).
• Short term rental income can be used to qualify.

Specialized mortgage products for financing units that are operated as part of a hotel or resort.

• Properties up to 10 Units
• Mixed use Commercial and Residential space
• Commercial space not to exceed 49%
• $2 Million Max Loan Amount

Bank statement loans assist self-employed borrowers with mortgage qualifications.

• Cash Out up to 80% LTV
• Primary, 2nd Home, Investment
• Utilizes 12-24 months of personal or business bank statements to assess income.
• No Tax Returns required

Specialized financing option for real estate investors or commercial property owners.

• 1 to 4 Unit Residential Properties
• Investment Only
• FICO = ok 620 min
• LTV = ok 80% Max
• Loan amount up to $3.5 Million
• Vacant Properties

For borrowers living in the USA without a Social Security Number and instead have an ITIN number.

• Loan amounts up to $1.5 Million
• Qualify with Tax returns or Business Bank Statements
• Suitable for primary residences, second homes, and investment properties.

Provide borrowers with immediate access to funds for a down payment or to cover expenses.

• Qualify with only 1 year of Tax Returns
• Loan Amounts up to $4 Million
• Purchase, Refinance or Cash out
• Purchase, Refinance or Cash out
• Primary or Investment Home