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Start your Journey to a Dream Home Today!

Discover a stress-free path to your first home purchase with our comprehensive First Time Home Buyer Guide

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Unlock Your Dream Home Faster with Ameritrust Mortgage Corporation!

Fill out the form now and receive a quick response from Ameritrust Mortgage Corporation to expedite your dream home journey!

Swift Programs

Explore Our Array of Loan Programs Tailored to Suit Your Needs

Discover home-ownership with our tailored loans. Our expert team ensures you get the perfect loan for your unique needs.

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Our 1099 loans, provide flexible financing solutions tailored to your needs.

  • Min 640 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Interest Only Available

  • 1/2 Year Form

Interested in this program

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Asset depletion is a financial strategy utilized by lenders to assess a borrower's eligibility for a loan.

  • 2 Month Bank Statement

  • ITIN Program to 80%

  • Foreign National to 75%

  • 1099 Only & DSCR

  • 12 Month Bank Statement

Interested in this program

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A specialized loan program for foreign nationals, providing tailored financing solutions.

  • Min 700 FICO

  • Upto 75% Max LTV

  • $ 3M Max Loan Amount

  • Asset Utilization allowed as an

  • eligible doc option

Interested in this program

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Specialized mortgage products for financing units that are operated as part of a hotel or resort.

  • Min 680 FICO

  • Upto 65% Max LTV

  • $ 1.5M Max Loan Amount

  • Minimum square footage of 500 sq/ft

Interested in this program

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Bank statement loans assist self-employed borrowers with mortgage qualifications.

  • Min 600 FICO

  • Upto 90% Max LTV

  • Upto 50% DTI Ratio

  • Cash Out up to 80% LTV

  • Primary, 2nd Home, Investment

Interested in this program

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Specialized financing option for real estate investors or commercial property owners.

  • 1003 With no income/job

  • Hazard Insurance

  • Appraisal w/ 1007

  • Copy of leases for the properties in question

Interested in this program

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For real estate investors who do not have a Social Security Number but possess an ITIN

  • Upto 80% Max LTV

  • Upto 43% DTI Ratio

  • Max 75% Cash out

  • 24 Month Business / Personal Bank Statement Optional Available

Interested in this program

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Provide borrowers with immediate access to funds for a down payment or to cover expenses.

  • Upto 90% Max LTV

  • Upto 90% Max LTC

  • Upto $ 9M + Loan Amount

  • 6 - 60 Month

  • Interest Rate 9.50% - 12.99%

Interested in this program

Swiftly Home

Experience a Seamless Mortgage Journey

We simplify your journey towards financial success and homeownership, making it a breeze to reach your goals and dreams

NON - QM Loans

Set Up (Same Day / 24 Hours)

Underwriting

Purchase Submission

1 - 10 Days

Purchase Condition Review

1 - 10 Days

Refinance Submission

1 - 10 Days

Refinance Condition Review

1 - 10 Days

Suspension Condition Review

1 - 10 Days

Docs & Funding

Drawing Docs

Same Day / 24 Hours

Reviewing Docs/Funding

24 - 48 Hours

Get Started

FHA Loans

Set Up (Same Day / 24 Hours)

Underwriting

Purchase Submission

1 - 10 Days

Purchase Condition Review

1 - 10 Days

Refinance Submission

1 - 10 Days

Refinance Condition Review

1 - 10 Days

Suspension Condition Review

1 - 10 Days

Docs & Funding

Drawing Docs

Same Day / 24 Hours

Reviewing Docs/Funding

24 - 48 Hours

Get Started

Conventional Loans

Set Up (Same Day / 24 Hours)

Underwriting

Purchase Submission

1 - 10 Days

Purchase Condition Review

1 - 10 Days

Refinance Submission

1 - 10 Days

Refinance Condition Review

1 - 10 Days

Suspension Condition Review

1 - 10 Days

Docs & Funding

Drawing Docs

Same Day / 24 Hours

Reviewing Docs/Funding

24 - 48 Hours

Get Started

Swift Calculator

Calculate Your Mortgage Options

Effortlessly crunch numbers and discover personalized loan programs that align perfectly with your homeownership aspirations.

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Swift Knowledge

Your Mortgage Resource Center

Rest assured, our dedicated team is here to guide you through any mortgage concerns, day or night.

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The ABCs of Refinancing: Maximizing Savings and Minimizing Stress

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Navigating the Mortgage Maze: Tips for First-Time Homebuyers

View Blog

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Strategies for Saving and Financing Your Dream Home

View Blog

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The Ins and Outs of Refinancing: Is It the Right Move for You?

View Blog

Get started now on your financial goals

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.

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Stay Connected

+1 ( 888 ) 499 - 9060

info@ameritrust-mortgage.com

Address: 17341 Irvine Blvd.,

Suite 285, Tustin, CA 92780

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