Our Personal Touch in Home Loans & Mortgages Process.

Ameritrust Mortgage is a mortgage lender that helps individuals secure financing for purchasing or refinancing homes.

Ameritrust offers a variety of mortgage options, including conventional loans, FHA loans, VA loans, and jumbo loans, tailored to meet different borrower needs.

To apply for a mortgage with Ameritrust, you can start by contacting a loan officer or filling out an online application on their website.

Commonly required documents include pay stubs, tax returns, bank statements, proof of assets, identification, and information about the property being financed.

Eligibility is determined based on factors such as credit score, income, employment history, debt-to-income ratio, and the appraised value of the property.

Pre-qualification is an estimate of how much you may be able to borrow, while pre-approval involves a more thorough review of your financial documents and credit history, providing a more accurate assessment.

Closing costs are fees associated with finalizing the mortgage transaction, including appraisal fees, title insurance, and attorney fees. The amount varies but is typically around 2% to 5% of the loan amount.

Ameritrust provides dedicated loan officers who guide borrowers through the entire process, offering support, answering questions, and providing updates on the application status.