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Non-QM/DSCR APPROVED STATES

QM APPROVED STATES

State & Company license number

1. Arizona Mortgage Banker License #1040091
2. California – DFPI Financing Law License #60DBO-171430. Licensed by the Department of Financial Protection and Innovation under the California Financing Law. Loans made or arranged pursuant to a California Financing Law license.
3. Colorado Mortgage Company Registration Regulated by the Division of Real Estate
4. Connecticut Mortgage Lender License #ML-217229
5. Florida Mortgage Lender Servicer License #MLD2359
6. Illinois Residential Mortgage Licensee #MB.0000720
MB.0000720 NMLS-ID 217229
Ameritrust Mortgage Corporation
Illinois Residential Mortgage Licensee
Illinois Department of Financial and Professional Regulation (IDFPR)
Division of Banking. Bureau of Residential Finance.
555 West Monroe Street, Suite 500; Chicago, Illinois 60661.
General Inquiries: 1-888-473-4858; TYY: 1-866-325-4949
Springfield Office Line for Banking: (217) 785-2900
Chicago Office Line for Banking: (312) 793-7090
Website: https://idfpr.illinois.gov
7. Kentucky Mortgage Company License #MC795134, Other Trade Name A.T. Mortgage Corporation
8. Maryland Mortgage Lender License
9. Michigan 1st Mortgage Broker/Lender Registrant #FR0024490
10. Minnesota Residential Mortgage Originator License #MN-MO-217229, Other Trade Name (forced) A.T. Mortgage Corporation
11. New Jersey Residential Mortgage Lender License, Other Trade Name (forced) A.T. Mortgage Corporation
12. North Carolina Mortgage Lender License #L-213252
13. Oklahoma Mortgage Lender License #ML015117, Other Trade Name A.T. Mortgage Corporation
14. Oregon Mortgage Lending License #217229
15. Pennsylvania Mortgage Lender License #100643
16. Rhode Island Lender License #20224509LL
17. Rhode Island Third Party Servicer License #20224511LS
18. South Carolina-BFI Mortgage Lender/Servicer License #MLS-217229
19. Tennessee Mortgage License #217229
20. Texas – SML Mortgage Banker Registration
Figure: 7 TAC §81.200(c) “CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”
21. Utah-DFI Residential First Mortgage Notification
22.Washington Consumer Loan Company License #CL-217229